Privacy Policy

Waterbury Telephone Federal Credit Union is owned by its members and run by a board of directors you elect. You can be confident that your financial privacy is a top priority of this credit union. We are required by law to give you this privacy notice to explain how we collect, use and safeguard your personal information. If you have any question, please contact a member service representative at 203-755-2030, or at 2457 East Main St., Waterbury, CT 06705.

We are committed to providing you with competitive products and services to meet your financial needs, which necessitates that we share information about you to complete your transactions. We may disclose all of the information we collect as described below, to companies that perform marketing or other services on our behalf. To protect our member's privacy, we work only with companies that agree to maintain strong confidentiality to protect and limit the use of information we provide. We do not permit these companies to sell to other third parties the information we provide to them.

Information We Collect And Disclose About You

We collect and may disclose nonpublic personal information about you from the following sources:

• Information we receive from you on membership and loan applications and other forms
• Information we receive from a consumer reporting agency
• Information about your transactions with us or others
• Information obtained when verifying the information you provide on an application or other forms, such as from your current or past employer or from other institutions where you conduct financial transactions.

We may also disclose information we collect about you under other circumstances as permitted or required by law. These disclosures typically include information to process transactions on your behalf, conduct the operations of our credit union, follow your instructions as you authorize, or protect the security of our financial records.

If you terminate your membership with Waterbury Telephone Federal Credit Union, we will not share information we have collected about you, except as permitted by law.

How We Protect Your Information

We restrict access to nonpublic personal information about you to those employees who have a specific business purpose in utilizing your data. Our employees are trained in the importance of maintaining confidentiality and member privacy. We maintain physical, electronic and procedural safeguards that comply with federal regulations and lending industry practices to safeguard your nonpublic personal information.